Professional Mortgage Advice and Information

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. That is why Total Finance Options recommend you seek Mortgage Advice which is individually tailored to your needs and requirements and 100% independent.

Vast Experience

Total Finance Options has years of experience in offering totally independent and impartial Mortgage Advice and is 100% committed to finding you the best Mortgage Product in the County. We have access to the "whole of market" so there is no need to spend time shopping around for the "best deal" when we can do this for you.

"What's The Right Mortgage For Me?"

There are so many different types of Mortgage available that it is easy to become confused. You could even find yourself opting for the Mortgage Product offering the lowest headline Interest Rate. But when Arrangement Fees, conditional Insurances, Higher Lending Charges, Lock-Ins and Early Repayment Charges are taken into account, the products may not be as attractive as you might have first thought.

Total Finance Options Ltd have access to mortgage sourcing systems that are updated daily so that we can provide our Clients with all the very latest mortgage offers. Whether you're a First Time Buyer, looking to Re-Mortgage and reduce your current mortgage payments, consolidate debts or raise capital we could help.

Further Advice

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED AGAINST IT.

Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.

You can pay for our services by fee only.  In these circumstances, a typical fee is £250.00 payable on completion.  You can also pay a reduced fee and we will retain the procuration fee from the lender.  A typical fee would then be £150.00. The precise amount will depend on your circumstances.